Posts Tagged Inland Empire

How to buy and sell a home at the same time

How to buy and sell a home at the same time

Buying a home is stressful. Selling a home is stressful. Doing both at the same time can lead to a lot more stress that most people like to encounter. My best advice is to prepare yourself mentally by acknowledging and accepting that this will be stressful and you will be better prepared to deal with selling and buying at the same time and better handling the unexpected situations that may arise.

Meet with your agent early and put together a plan. Know your numbers and get your financing in place Remember that a good agent is in the trenches with you each and every day.  The better prepared you are for this process will help you avoid many sleepless nights.

Vianey Ojeda specializes in working in and around the Inland Empire with focus on the Rancho Cucamonga Real Estate Market. The Test Sell Your Home Program offers less pressure, no gimmicks and no commitment. There really is really no better way to find out the true value of your home than having a legitimate offer from a real buyers and that is what Test Sell Your Home does. If you enjoyed this tip on how to buy and sell a home at the same time, make sure you check our blog often.

Contact Vianey Ojeda to find out more:

(909) 294-7265 | |

Posted in: Rancho Cucamonga Real Estate, Test Sell Your Home℠, Vianey Ojeda

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The top 10 tips you need to know when buying a home

Here are The top 10 tips you need to know when buying a home

1. Don’t buy if you can’t stay put.

If you can’t commit to remaining in one place for at least a few years, then owning is probably not for you, at least not yet. With the transaction costs of buying and selling a home, you may end up losing money if you sell any sooner – even in a rising market. When prices are falling, it’s an even worse proposition.

2. Start by shoring up your credit.

Since you most likely will need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before you start house hunting, get copies of your credit report. Make sure the facts are correct, and fix any problems you discover.

3. Aim for a home you can really afford.

The rule of thumb is that you can buy housing that runs about two-and-one-half times your annual salary. But you’ll do better to use one of many calculators available online to get a better handle on how your income, debts, and expenses affect what you can afford.

4. If you can’t put down the usual 20 percent, you may still qualify for a loan.

There are a variety of public and private lenders who, if you qualify, offer low-interest mortgages that require a small down payment.

5. Buy in a district with good schools.

In most areas, this advice applies even if you don’t have school-age children. Reason: When it comes time to sell, you’ll learn that strong school districts are a top priority for many home buyers, thus helping to boost property values.

6. Get professional help.

Even though the Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones) are better off using a professional agent. Look for an exclusive buyer agent, if possible, who will have your interests at heart and can help you with strategies during the bidding process.

7. Choose carefully between points and rate.

When picking a mortgage, you usually have the option of paying additional points — a portion of the interest that you pay at closing — in exchange for a lower interest rate. If you stay in the house for a long time — say three to five years or more — it’s usually a better deal to take the points. The lower interest rate will save you more in the long run.

8. Before house hunting, get pre-approved.

Getting pre-approved will you save yourself the grief of looking at houses you can’t afford and put you in a better position to make a serious offer when you do find the right house. Not to be confused with pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on your actual income, debt and credit history.

9. Do your homework before bidding.

Your opening bid should be based on the sales trend of similar homes in the neighborhood. So before making it, consider sales of similar homes in the last three months. If homes have recently sold at 5 percent less than the asking price, you should make a bid that’s about eight to 10 percent lower than what the seller is asking.

10. Hire a home inspector.

Sure, your lender will require a home appraisal anyway. But that’s just the bank’s way of determining whether the house is worth the price you’ve agreed to pay. Separately, you should hire your own home inspector, preferably an engineer with experience in doing home surveys in the area where you are buying. His or her job will be to point out potential problems that could require costly repairs down the road.

Contact Vianey Ojeda to find out more:

(909) 294-7265 | |

Certified Luxury Home Marketing Specialist (CLHMS)®

The Hanover Group at Keller Williams | Rancho Cucamonga

Board of Directors – Citrus Valley Association of REALTORS®

CLHMS – Million Dollar Guild®

O: 909.945.0641 | D: 909.294.7265

BRE # 01259267


Posted in: Rancho Cucamonga Real Estate, Test Sell Your Home℠

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Tips to sell your home during the holidays

Tips to sell your home during the holidays

Vianey Ojeda of Test Sell Your Home providing the top tips to sell your home during the holidays. Paying attention to details will increase home sales price.

Looking for tips to sell your home during the holidays? This video highlights some simple strategies to help you.

Tip #1 – Don’t over decorate

Over cluttering will turn potential buyers away.

Tip #2 – Pay attention to curb appeal.

From raking leaves to touching up outside paint. Don’t leave little things unnoticed. Make your home look fun and inviting for the holiday season.

Tip # 3 – create video tour of your home

Because there is less foot traffic during the holiday season, make it easy for vacationing buyers to easily tour your home.

If you are selling your home in Rancho Cucamonga, North Fontana, Alta Loma or Upland, Vianey of Test Sell Your Home can help you get the highest sales price for your home. The Real Estate market in the Inland Empire is very competitive. The Test Sell Your Home program takes the guessing out of the process and allows you, the seller to know that your home is being sold at the highest possible price.

Increase your home sales price with Vianey Ojeda and Test Sell Your Home.

Contact Vianey Ojeda to find out more:

(909) 294-7265 | |

Posted in: Rancho Cucamonga Real Estate, Test Sell Your Home℠

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