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Get loan approval before shopping for a home

Most people go online, find a list of homes they like, then they go see homes and end up falling in love with one. The excitement kicks in and they want the offer but they are not prepared. They have to go get loan approval and because we are in a very competitive market, by the time they come back with the approval the home is already sold.

My advice is to get loan approval before shopping for a home. Getting a loan approval does not mean that you have to buy a home but it will help you establish a plan of action. There is nothing worse than finding the perfect house and not be able to buy it because your finance are not in line.

Vianey Ojeda specializes in working in and around the Inland Empire with focus on the Rancho Cucamonga Real Estate Market. The Test Sell Your Home Program offers less pressure, no gimmicks and no commitment. There really is really no better way to find out the true value of your home than having a legitimate offer from a real buyers and that is what Test Sell Your Home does.

Contact Vianey Ojeda to find out more:

(909) 294-7265 | vianey@testsellyourhome.com | www.testsellyourhome.com

Posted in: Rancho Cucamonga Real Estate, Test Sell Your Home, Vianey Ojeda

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You just bought your home, now what?


You just bought your home, now what?

When you buy a car you get an owner’s manual but when you buy a house, you don’t. Make your own home upkeep manual. Consider the age of your new home. If you are buying a brand new home you are probably not going to have the same issues that a home built in the sixties might.

What I recommend is to spend a few hours on a weekend and take inventory of the basic components. Things such as your stove, range and oven, washer, dish washer, air conditioner and so on. Then make an inventory of list, ideally an electronic inventory list such as excel may come in handy so you can easily update it as you need. Keep track of service dates and make sure to add service person’s name and phone number so you can easily contact them should anything go wrong. A good rule of thumb is to keep a 1% annual budget for service repairs and upkeep.

Vianey Ojeda specializes in working in and around the Inland Empire with focus on the Rancho Cucamonga Real Estate Market. The Test Sell Your Home Program offers less pressure, no gimmicks and no commitment. There really is really no better way to find out the true value of your home than having a legitimate offer from a real buyers and that is what Test Sell Your Home does.

Contact Vianey Ojeda to find out more:

(909) 294-7265 | vianey@testsellyourhome.com | www.testsellyourhome.com

Posted in: Rancho Cucamonga Real Estate, Test Sell Your Home, Vianey Ojeda

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I want my own Real Estate App

test-sell-your-home-app

I want my own Real Estate App!!!!

Let’s face it.  We are a face pace society and only getting faster.  Pretty soon we’ll  be going warp speed.  I don’t know about you, but as a parent with a busy career, I am fighting to keep every second I have, and using the right apps on my smart devices makes it that much easier.   I literally have hundreds of  apps on my mobile devices  that save me time and money on a daily basis.

So the time has come… Now there is a real estate app robust enough to give you the information you want and yet simple enough to use.   I am Vianey Ojeda from the Hanover Group at Keller Williams Realty in Rancho Cucamonga and I will show you right now how to get your own very real estate app for FREE that you can download to your smart device.

It will only take a few seconds, So Download it Now!

tsyh-codehttp://app.kw.com/KW2BDGETV  (Click here to download)

Agent Code: KW2BDGETV

 

This user-friendly, robust app makes finding a home to buy or rent a snap.  You don’t only have access to homes associated with me, but access to all homes in the MLS database.  Save searches and listings based on your dream home criteria.   Plus, I’m just a click away to provide more information or schedule a walk-through.

This FREE app will give you the most accurate and up-to-date real estate information right at your fingertips.  Here are some cool things you can do with this App:

  • Draw a circle on the map or drop a pinpoint to search that area.
  • See property details and full-screen photos, get driving directions, mark your favorites, create notes about what you liked, or share it with family and friends.
  • Estimate your home loans with a free mortgage calculator.
  • View Open Houses in your area. View Rental Properties in your area.
  • Easily connect with your agent and send property inquiries instantly.

Plus, all my home sellers love this app, because it has become a crucial source to find homebuyers.  Here’s why…  Your home automatically appears in this GPS-enabled app with a stylish photo gallery and listing details to showcase your home whether the homebuyer is searching at home or on the go.

So don’t delay, download it TODAY!!!

test-sell-your-home-app-2

Contact Vianey Ojeda to find out more:

(909) 294-7265 | vianey@testsellyourhome.com | www.testsellyourhome.com

Posted in: Rancho Cucamonga Real Estate, Vianey Ojeda

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How to buy and sell a home at the same time

How to buy and sell a home at the same time

Buying a home is stressful. Selling a home is stressful. Doing both at the same time can lead to a lot more stress that most people like to encounter. My best advice is to prepare yourself mentally by acknowledging and accepting that this will be stressful and you will be better prepared to deal with selling and buying at the same time and better handling the unexpected situations that may arise.

Meet with your agent early and put together a plan. Know your numbers and get your financing in place Remember that a good agent is in the trenches with you each and every day.  The better prepared you are for this process will help you avoid many sleepless nights.

Vianey Ojeda specializes in working in and around the Inland Empire with focus on the Rancho Cucamonga Real Estate Market. The Test Sell Your Home Program offers less pressure, no gimmicks and no commitment. There really is really no better way to find out the true value of your home than having a legitimate offer from a real buyers and that is what Test Sell Your Home does. If you enjoyed this tip on how to buy and sell a home at the same time, make sure you check our blog often.

Contact Vianey Ojeda to find out more:

(909) 294-7265 | vianey@testsellyourhome.com | www.testsellyourhome.com

Posted in: Rancho Cucamonga Real Estate, Test Sell Your Home, Vianey Ojeda

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If You Can No Longer Afford Your Home Or Are Behind On Payments… You Need To Read This!!!

Rancho-Cucamonga-Real-Estate-Vianey-OjedaDistressed California Homeowners May Qualify for California’s Keep you Home California Transition Assistance Program (TAP)

If you are a homeowner in financial distress and your home is in the state of California you need to read this because there might be state relocation funds available to you. If you are in foreclosure or are thinking about doing a short sale you may qualify.

 

CALL THE HANOVER GROUP AT KELLER WILLIAMS REALTY AT 909.945.0641 TODAY!!!! WE WILL HELP YOU WITH THIS PROCESS.

The funds come from the Transition Assistance Program (TAP), part of the Keep Your Home California Program.

That state of California is providing up to $5,000 in relocation assistance to qualified homeowners who can no longer afford to stay in their homes. If you are a homeowner in distress you need to call 909.945.0641 today and talk to one of your Distressed Home Specialists here at the Hanover Group.

Per the rules of the program it is an simple application process that we will help you with and you can stay in your home until the home is sold.

In addition, for qualified homeowners, these state funds may be used in addition to any other relocation assistance that a homeowner may receive by participating in the Federal Home Affordable Foreclosure Alternatives (HAFA) program or in any other pre-offer short sale program.

To learn more about the program you can call 909.945.0641 or email info@thehanovergrp.com

 

Contact Vianey Ojeda to find out more:

(909) 294-7265 | vianey@testsellyourhome.com | www.testsellyourhome.com

 

Posted in: North Fontana Real Estate, Ontario California Real Estate, Rancho Cucamonga Real Estate, Test Sell Your Home, Vianey Ojeda

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California Issues Financial Assistance for Distressed Homeowners

California Issues Financial Assistance for Distressed Homeowners

Distressed California Homeowners May Qualify for California’s Keep you Home California Transition Assistance Program (TAP)

If you are a homeowner in financial distress  and your home is in the state of California there might be state relocation funds available to you.   Homeowners currently foreclosure, behind on mortgage payments or those considering  thinking about doing a short sale may qualify for this program.

The funds come from the Transition Assistance Program (TAP), part of the Keep Your Home California Program.

That state of California is providing up to $5,000 in relocation assistance to qualified homeowners who can no longer afford to stay in their homes.  Per Vianey Ojeda of The Hanover Group Keller Williams Realty in Rancho Cucamonga, CA , “Our housing market has definitely been hard in recent years and many families have been displaced due to financial hardship.   It is great to see the state of California offering assistance to qualified homeowners who are in distress and in need of assistance.  Fortunately we are well trained and equipped to help these homeowners get through this process as painlessly as possible.”

Per the rules of the program the homeowner must submit an application and they can use the assistance of a real estate professional, and the homeowner must maintain their property until their house is sold or returned to the lender via a negotiated deed in lieu of foreclosure.

In addition, for qualified homeowners, these state funds may be used in addition to any other relocation assistance that a homeowner may receive by participating in the Federal Home Affordable Foreclosure Alternatives (HAFA) program or in any other pre-offer short sale program.

To learn more about the program you can call The Hanover Group at Keller Williams Realty by calling 909.945.0641 or email info@thehanovergrp.com.

 

Contact Vianey Ojeda to find out more:

(909) 294-7265 | vianey@testsellyourhome.com | www.testsellyourhome.com

Posted in: Rancho Cucamonga Real Estate, Test Sell Your Home, Vianey Ojeda

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Home Selling myth – Waiting for the right season

Home Selling myth – Waiting for the right season

A lot of people are under the assumption that waiting to sell your home during the “right” season is the way to go.

More often than not the decision to sell a home is driven by life’s circumstances and not the weather. The decision to sell your home should not be based on a season, it should be based on when it is right for you. The best time to sell your home is when you and your family are ready.

The Test Sell Your Home Program offers less pressure, no gimmicks and no commitment. There really is really no better way to find out the true value of your home than having a legitimate offer from a real buyers and that is what Test Sell Your Home does.

If you are selling your home in Rancho Cucamonga, North Fontana, Alta Loma or Upland, Vianey of Test Sell Your Home can help you get the highest sales price for your home. The Real Estate market in the Inland Empire is very competitive. The Test Sell Your Home program takes the guessing out of the process and allows you, the seller to know that your home is being sold at the highest possible price.

Increase your home sales price with Vianey Ojeda and Test Sell Your Home.

 

Contact Vianey Ojeda to find out more:

(909) 294-7265 | vianey@testsellyourhome.com | www.testsellyourhome.com

 

Posted in: North Fontana Real Estate, Ontario California Real Estate, Rancho Cucamonga Real Estate, Test Sell Your Home, Vianey Ojeda

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